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([personal profile] technoir May. 25th, 2005 11:13 pm)
I dont want anyone to think this is asking for sympathy pr pity. I try to not be that person. I dont always succeed but I try.

But fucking enough already!!!

Aparently my student loan got away from me. The how is not important. Hell I am almost the same person any more. But somewhere in the shuffle of life it got lost. more than a decade out of school they took my tax return which is is I guess as it should be. They have that ability after all. It sucked but there you go. I called the Department of education and asked them to send me the information on it. This information got turned over to a collection agency. They called friday while I was out and left a message. I just got the message today cause my roommate just got back in to town. I called. I want to start trying to fix this. Immediately the woman begins in with threat of 15% garnishment of my wages. That if i dont pay her now the process will be filed friday at 3. I tried to get her to call me back friday when i get paid. She says no that is unacceptable. I will be calling her tommorrow to arrange payment of some kind. The studently loan after interest is more than 3,908 dollars. I still have a pile of medical bills i am trying to wade through. So many infact I have lost track with how much I need to pay. The funny part was i was going to sit down friday afternoon and go thru everything. Oh and my insurance is going to cost more now as well. I am trying to do it right. I am trying to make it all fit. Damn it. Why wont it work.

edit: Also my bank account is in the hole.

for 4 and a half years now I have been trying to climb out of the hole. 4 years since i was homeless and living in my car and borrowing friends couches from time to time. Yet everytime I think have got a handle on things something else happens. What is it going to take? Do I have to fucking die. Sometimes it feels like it would be fucking easier.

But no, before anyone thinks I have gone suicidal relax. i am not stupid or a coward. I will keep trudging along but damn it when is it enough. Cant i have my life too? Look here is my deal with fucking universe either give a break or fucking do me in.

I am done.

TechNoir

From: [identity profile] pipistrella.livejournal.com


Collection agencies use a lot of high-pressure talk. You CAN tell her that you will pay them Friday. You need to talk to someone who can tell you what your rights are here. They are NOT supposed to be able to harrass you like this. They might be able to garnish your wages, but they also make a lot of threats mostly because their job is to get money out of you as soon as possible.

Seriously, their job is to make you feel like human garbage and frighten you with threats. Do not, repeat not, let them make you feel that way. Almost everyone gets into a bad financial situation once in a while.

From: [identity profile] technoir.livejournal.com


yeah well I have been in bad finances for over 10 years. I am just so damn tired of fighting.
.

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